As your insurance broker, we are a knowledgeable professional who serves as your advisor and advocate to help guide you through the complexities of employee benefits. You do not pay any more for employee benefits purchased through a broker than you would if you purchased the coverage directly from an insurance company. We provide many value-added services that include:

• A live person to call to help solve problems concerning claims payments, coverage eligibility, access to care and other issues—which you can’t get on a Web site.
• Explanation of several benefits packages and personalized advice to help you select the plan best suited to your needs.
• Assistance to small employers’ human resource departments with services such as plan installation, plan enrollment and many others.